The world of credit cards is like an ocean, and choosing the perfect card for yourself is tough, owing to the presence of so many options. If you are in the UAE and you need convenience, benefits, and rewards, then you need Emirates Islamic Bank credit cards. Since the cards are aimed at different users and have certain features, the cards will suit as many users as possible.
Whether you’re a travel addict or a cashback connoisseur, all of them possess different features, thus making the credit cards issued by Emirates Islamic Bank suitable for your needs. So whether you want to earn miles on Skywards or prefer cashback instead, there is always an option that best fits your needs.
Emirates Islamic Credit Cards
Emirates Islamic Credit Cards have some elements that are designed for everyone today due to the increased demands in the current market. It is important to dominate an interest for both day-to-day and one-off expenditures while applying for these cards.
Different cards have different features and benefits. Scott paper rolls will come with reward programs, travel and other offers that will make you want to buy even more.
Along with making the banking services easier to use, the bank considers the needs of the customers more effectively by allowing them to select from a range of custom options. This allows you to select a card that suits your needs, whether it is for eating out or purchasing airline tickets.
Fraud risk is another important consideration. There is no need to be concerned about the risk of fraud because Emirates Islamic Bank provides considerable security, which allows users to feel safe while using their cards for payments in different parts of the world.
If there are several options available for credit limits, it is easy to choose one that fits you comfortably and not feel like you are making sacrifices. Step into the world of Emirates Islamic Credit Cards, where there is a lot to discover!
Read Also: FAB iSave Account No Minimum Balance Bank – Apply Online
Emirates Islamic RTA Card
The Emirates Islamic RTA Card is intended for people who often move through Dubai because it supports the combination of public transport and banking for an effortless experience throughout the trip.
With this card, metro rides, buses and water taxis can be paid for in very simple ways. There is no reason to look for cash or wait in a lengthy queue to recharge your Nol card. Just swipe and go!
- Minimum Income Required: AED 5,000
- Annual Fee: Free for Life
In addition, it comes with extra savings that are available for several services within the city. There are many advantages, whether it is eating out at restaurants or buying from specified shops.
Managing your finances is also made easier. Transaction updates are automatically drawn from the bank account so the account holder gets information on the expenditure at every expenditure. This feature saves you the agony of having to know what every expenditure is made on as you cruise around the enchanting city of Dubai.
Most importantly, it is Sharia-compliant, which conforms to the Islamic banking principles that the clients of Emirates Islamic Bank hold.
Emirates Islamic Flex Elite Credit Card
Flexibility and rewards for this card are impressive, thus satisfying users with different lifestyles. During the first year, cardholders do not pay an annual fee, which makes it a cheaper product for cost-sensitive customers. Payback arrangements are flexible, and therefore, managing funds is quite easy for individuals.
This provides users with travel and shopping vouchers so that they do not need to spend money to go on holiday.
- Minimum Income Required: AED 15,000
- Annual Fee: AED 700
One can also enjoy complimentary Access to numerous airport lounges across the globe as a bonus. Insurance coverage is extensive, so one has another worry-free benefit that comes as a standard.
Whether booking overseas flights or fancy restaurant tables, this credit card makes everything more pleasurable while being quite easy to use.
Read Also: How to apply for a FAB iSave account online No Minimum Balance
Emirates Islamic Cashback Plus Credit Card
Cardholders using the Emirates Islamic Visa Minutes stand out as one of the most rewarding cards available. The way it works is that every time cardholders make a purchase, they get a percentage back on every transaction made, meaning they are spoiling themselves every day.
Such credit cards are created to suit different people with different needs — be it going shopping in supermarkets or restaurants, the cashback rewards add up quite fast. It gives up to 5% back on most categories, ensuring that one’s expenses are valued all across the board integrated.
- Minimum Income Required: AED 12,000
- Annual Fee: AED 313.95
So, in addition to the cashback rewards, this credit card also brings out some perks exclusive from certain partners, which makes the experience of a cardholder much more pleasant and the value received overall much higher.
Emirates Islamic Skywards Signature oud Card
Security is the foremost concern, no matter which product you choose; with the Emirates Islamic Skywards Signature Credit Card, security is never compromised. Sophisticated security systems ensure worry-free online payments and retail shopping as well.
Emirates Islamic Skywards Signature Credit Card is ideal for people who love traveling sponsored by the firm. Every dirham that is spent takes you one step closer to free tickets and Access to Emirates Airlines upgrades. The more you spend, the larger the miles you earn.
- Minimum Income Required: AED 12,000
- Annual Fee: AED 735
Private Access to exclusive lounges at airports around the globe is also available to cardholders. This benefit makes it easier for cardholders to endure layover periods as they don’t have to sit and stare at time ticking away.
The card also contains complimentary travel insurance to ensure that one is worry-free while trying new places.
Take advantage of repayment plans that fit your budget. This provides the perfect harmony of convenience and luxury as the customer is free to travel the world recklessly without the constraints of making payments.
Emirates Islamic Skywards Infinite Credit Card
You’ll earn Skyward Miles no matter how many dirhams you spend on this card. This includes shopping, dining out, and even traveling.
This credit card provides complimentary Access to over 1,200 airport lounges located all over the world. There’s no stress trying to rush to the gate, so why not relax and enjoy the experience? Travel insurance has also been built into it, including provisions for emergencies overseas.
- Minimum Income Required: AED 25,000
- Annual Fee: AED 1,999
The cardholders are also entitled to high spending limits and an array of payment options. Complete the registration process and redeem your miles for a flight or an upgrade easily with the rewards program.
You will also benefit from fantastic deals in several high-end hotels and restaurants not only within the UAE but also outside. This adds a lot of value to your lifestyle while ensuring that you enjoy your travel very much.
Emirates Islamic Skywards Black Credit Card
If you are a frequent traveler, the Emirates Islamic Skywards Black Credit Card is for you. With this card, you will never have to worry about a poor travel experience again. Access to more than 1,000 airport lounges worldwide free of charge is an exclusive benefit.
This perk definitely makes long layovers a lot less unpleasant. With it, your Miles and Skywards Miles credits provide a generous welcome bonus at the start of your journey to the place of your dreams. Every dirham spent means miles, which can be spent on flights or upgrades to Emirates and partnered airline services.
- Minimum Income Required: AED 50,000
- Annual Fee: AED 5,000/3,000*
In return, advantages like full travel assistance insurance and discounts on luxury hotels. When you regularly fly on Emirates or like to discover various corners of the world, this money instrument is a lifesaver and so much more. It’s not just about some expenditures. It can also be about visiting different beautiful places and how you travel.
Emirates Islamic Cashback Credit Card
The Emirates Islamic Cashback Credit Card has been developed for people who want to earn rewards without much effort. With this card, you are entitled to as much as five percent cashback on some selected categories of spending. Be it eating out in classy restaurants or buying things online; all the transactions bring every user closer to earning valuable rewards.
And with no annual charges within the first year, new users would find this an attractive card to pick up. In addition, no cap on cashback rewards can be claimed every month.
- Minimum Income Required: AED 5,000
- Annual Fee: AED 367.5
Plus, users also get additional special offers and discounts from partner merchants located throughout the UAE, which makes so much sense with regard to everyday purchases.
Other than that, you can easily manage your finances with their mobile application that tracks your expenses online effectively at a glance. It enables cardholders to spend efficiently while still enjoying their benefits to the fullest.
Emirates Islamic Etihad Guest Platinum Credit Card
It’s for people who are into traveling and love to travel, as it gives its holders Access to a number of different layers. Moreover, churning Etihad Guest Miles is made easy as all cardholder purchases help in achieving this average. These miles are to be used for further flights, upgraded flights or other such traveling places.
- Minimum Income Required: AED 5,000
- Annual Fee: AED 208.95
Along with the card, airport lounge access is also offered free of charge. Therefore making the time spent waiting for your flight much easier and pleasurable.
This card appeal is a management tool as it gives its customers the opportunity to shop and dine at numerous retailers and restaurants located in the UAE. Also, it offers great utility as it starts without having any annual fees in the first year.
Now, whether your plan is about traveling around the globe or a short trip, it meets the requirements very effectively, which makes it ideal for a constant traveler. The ease of use and rewards are just right, which makes it one of such cards under Emirates Islamic Bank.
Read Also: ADCB Swift Code Dubai List in UAE
Emirates Islamic Emarati Credit Card
UAE nationals will find a specific use for the Emirates Islamic Emarati Credit Card. This card incorporates identity while making sure the customers enjoy contemporary benefits.
Card users are also able to get special discounts and offers posted on different retail outlets all over the country. This humble yet efficient tool is created to promote your lifestyle while respecting the ever-glorious Emirates customs.
- Minimum Income Required: AED 12,000
- Annual Fee: Free for Life
Yes, any cardholder could get quick Access to the financing that could be necessary to meet daily requirements or some bigger expenses from time to time. Also, depending on the qualifying amount, there is no annual fee, which gives more value.
Another highlight is the rewards program, which allows customers to earn points for every transaction carried out. These points can be redeemed on travel-related purchases, eating out, or even shopping – ideal for those who would want to have an option on how to utilize their points.
By taking up the Emarati Credit Card, there is the notion that one has the ease to manage their finances without losing their principles and the identity of the nation.
Emirates Islamic Etihad Guest Premium Credit Card
The Emirates Islamic Etihad Guest Premium Credit Card enables travel enthusiasts to earn rewards with each purchase. This card is most suitable for travelers as they can earn Etihad Guest Miles on every purchase they make.
The campaign is quite lucrative as with every dirham spent, your miles build up fast and can be redeemed for air tickets, business class, and even hotels and accommodations all over the world.
Card … has the added benefit of free Access to premium airport lounges anytime and anywhere around the world. This makes traveling a little less tedious.
- Minimum Income Required: AED 15,000
- Annual Fee: AED 1,575 for 25,000 Etihad Guest Miles, AED 2,625 for 55,000 Etihad Guest Miles
In addition, the card also provides discounts on restaurants and shopping in the UAE. This is not all, as these perks are in addition to flight bonuses, making them all quite advantageous.
Also, Insurance is included, which provides comfort to the individual while out traveling. For instance, trip cancellation and lost baggage coverage ensure that you travel with ease.
This credit card is all about convenience and luxury for people who enjoy going out and discovering new things while living their lives to the fullest.
Emirates Islamic Etihad Guest Saqer Credit Card
The Emirates Islamic Etihad Guest Saqer Credit Card is suitable for those who travel often and want to earn rewards without too much hassle. This card offers its holders a sizable number of Etihad guest membership points on almost every purchase, which makes it suitable for people who travel often.
With this credit card, members are able to enjoy special offers on flights booked through Etihad Airways. Your focus on even normal spending brings about days where you may travel.
- Minimum Income Required: AED 10,000
- Annual Fee: AED 934.95
Holders of these cards also enjoy complimentary Access to lounges at the airport, which makes your travel very comfortable. Wait to board your planes in style at the waiting areas while having complimentary services.
In addition, the card comes with other benefits, such as a number of insurance policies, as part of its features. You will be comfortable in knowing that no matter what happens on your journey, be it a canceled flight or international brand baggage gone missing, you will be taken care of.
Expect one world with many choices far beyond being chauffered from A to B. It is about the rewards and experiences that surround travel.
Emirates Islamic Etihad Guest Ameera Credit Card
The Emirates Islamic Etihad Guest Ameera Credit Card is intended for those people who can’t resist a vacation. While its emphasis is on the maximization of returns and added incentives, this card allows holders to earn significant amounts of Etihad Guest Miles on all transactions.
Cardholders accumulate miles, which can be redeemed for air travel and flight upgrades, amongst other enjoyable experiences. The more they use the card, the more benefits they reap, and it’s therefore advisable for every traveler to have the card.
- Minimum Income Required: AED 10,000
- Annual Fee: AED 733.95
Besides, the card allows cardholders free Access to airport lounges all over the world so as to make their wait for a flight less stressful. It also incorporates other features, including discounts on various activities such as restaurant and hotel accommodation.
With no annual fee during the inaugural year and usable interest rates during the same period and afterward, it is available to many users in search of better travel experiences. While taking full advantage of the sharia-compliant banking services of Emirates Islamic Bank, you can benefit from travel-oriented deals designed exclusively for travelers.
Eligibility Criteria and Required Documents
The Minimum age of 18 years and being a resident of the UAE are among the requirements that one must possess to apply for Emirates Islamic Bank Credit Cards.
You have to prove your income. A low minimum monthly salary is required but will vary based on the type of specified credit card. Be prepared with your latest payslips and difficult employment letter.
There are some requirements as well concerning identification. This includes a valid passport and residency visa.
If you are self-employed, bank statements covering the last 6 months may be presented in support of your claim of financial stability.
Please anticipate presenting other documents as may be requested by the bank during the application.
How to Apply for Emirates Islamic Credit Cards
Getting an Emirates Islamic Bank Credit Card is simple and hassle-free as it can be completed in a few easy steps. First, proceed to the official Emirates Islamic Bank website, where you will be able to get a lot of other information regarding all credit cards that they provide.
Begin the application process by selecting a credit card that is most appropriate for your financial situation and personal preference. There is an application form online that requires the provision of basic personal information, such as the name, residential and email addresses, and the level of earnings of the applicant.
Put in your application and any other requested documents once you have filled in the form. Such may include a passport or the UAE ID as evidence of identification, proof of income like salary certificates or bank statements, and possibly some other papers depending on the type of the card applied for.
In addition, once you have done this, you can check your email for information on the progress of your application. In most cases, it does not take long, normally a few days, meaning that all the benefits associated with the use of Emirates Islamic Credit Cards would be available without unnecessary waits.
Should questions arise during this process, customer service can be contacted directly through the website. They are there to help guide you through the process efficiently and effectively.
